On the phone in 2 minutes
I used to rebuild the call list every morning from three sheets. Now I open Today, press Start my day, and I’m on the phone in two minutes.
Early accessFree for Indian B2B finance teams
Know who to call today. Get paid sooner.
Creditouch turns your receivables into a daily plan: a ranked call list, reminders that go out on their own, and promises that check themselves. Live from your Excel in minutes.
- No credit card
- No ERP integration needed
- GST-ready
Shaped by 18 finance teams and a review of 11 collections products.
- Manufacturing
- Distribution
- Dealer networks
- Real estate & leasing
- Shared services
The gap
Your ERP records the invoice. Nobody owns what happens next.
Tally, SAP and Zoho are great at creating invoices. Getting them paid happens in spreadsheets and inboxes.
The list lives in Excel
Rebuilt by hand on Monday. Out of date by Tuesday.
Promises live in inboxes
Who promised what, and when? Nobody can say for sure.
The CFO waits for a report
Cash at risk is a question, not a number on a screen.
How it works
Live this afternoon. Collecting by tomorrow.
- 01
Import
Upload the Excel you already keep. AI matches the columns; you confirm.
- 02
Prioritise
Today ranks every debtor and suggests the next step for each.
- 03
Collect
Reminders go out on their own. Calls, promises and disputes are logged in a click.
Try it here
Work a real call list. Right now.
This is Today, the screen your team opens every morning. Pick an outcome for each debtor and watch the day clear.
CollectionsToday
Thursday, 8 Oct
Good morning, Priya
4 debtors need you · ₹91.2L at stake
Now · broken promises and overdue follow-ups
DMO-011 · Rajesh Menon, Accounts Payable Manager
PayKosh Merchant Services
₹10,63,405 overdue · keeps 0 of 2 promises
- Broke a promise of ₹3,38,247 on Tuesday
- INV/26-27/0074 became overdue yesterday
How did the call go?
Tip: press 1–6 to choose, Enter to save.
Sample data. In the app, every outcome also updates the debtor’s timeline, reminders and the dashboard.
Product tour
Real screens from the real product.
No mock-ups. This is what your team will use tomorrow.
One list. In the right order.
- Ranked by money, lateness and broken promises
- The reason and the next step on every card
- Agenda of timed tasks and promises due
Built for the work
The details your team will notice on day one.
Type a GSTIN. Get a debtor.
Name, PAN, state and address fill themselves from the GST registry.
Promises that check themselves
Kept, partly kept or broken, judged by the money that arrived.
Disputes with a reason
Every dispute has a reason code and an owner.
Reminders that land
Your own domain, with delivery status for every email.
Groups with their own rules
Key accounts get a gentler cadence than chronic late payers.
Every change on record
Roles decide who sees what. The audit trail remembers who did what.
Built for every seat
Everyone opens Creditouch to a different question.
Pick yours.
CFOs & finance heads
“What’s coming in, and what’s at risk?”
See howFinance teams
“How do I chase payments without a second job?”
See howCollections teams
“Who do I call first, and what do I say?”
See howEnterprises
“Can it handle our volume, our roles and our auditors?”
See howSMBs
“Can I start today, without IT?”
See how
Our approach to AI
AI proposes. People decide.
Finance teams trust what they can check. So AI earns its way in, one step at a time, and you choose how far it goes.
- Live today
01Monitor
AI reads your messy spreadsheet and suggests how the columns map. You confirm.
- Next
02Suggest
AI proposes who to call and what to say. A person approves every action.
- Later, opt-in
03Act
For segments you choose, routine reminders go out on their own. Every action explained.
From early teams
Less chasing. More collecting.
Board pack in 10 minutes
For the first time I can see cash at risk without asking anyone for a report. The board pack now takes me ten minutes.
Live the same afternoon
We uploaded our Tally export over a cup of chai. The first reminders went out the same afternoon, and two old invoices got paid that week.
Security
Your receivables, locked down.
Who owes you what is sensitive. We protect it from the database up.
How we protect your dataYour data, walled off
Each company is isolated in the database and in the app: two separate locks.
Sign-in by Google Firebase
We never see or store your password.
Roles and portfolios
People see only the debtors and actions their role allows.
Permanent audit trail
Every change to debtors, invoices and settings, with who and when.
Creditouch vs spreadsheets
Everything your sheet does. Then everything it can’t.
| Task | Excel + inbox | Creditouch |
|---|---|---|
| Who to call today | Rebuilt by hand every morning | Ranked for you, with the reason |
| Reminders | Typed one email at a time | Sent on schedule, one email per debtor |
| Promises | A comment in a cell | Checked against payments, flagged when broken |
| Disputes | Lost in someone’s inbox | Logged with a reason and an owner |
| Team view | Whoever has the latest file | Live, by role, with an audit trail |
| CFO view | A report someone builds on Monday | DSO and cash at risk, any time |
FAQ
Questions, answered
Something else on your mind? Ask us on a demo call.
Do we need to connect Tally, SAP or our ERP?
No. Export your receivables to Excel or CSV and upload it. Creditouch suggests how your columns map, you confirm, and most teams are live the same day. Direct integrations are on the roadmap.
Will our reminders land in spam?
Reminders go out from your own verified domain (SPF and DKIM), and you can see whether each message was delivered, opened or bounced.
Does the AI contact our customers on its own?
No. Today, AI only helps match your spreadsheet columns during import. Next, it will suggest actions for a person to approve. Any autonomy will be opt-in, per segment, and always explainable.
Is it built for Indian companies?
Yes. GSTIN lookup, CGST, SGST and IGST, TDS, place of supply, the Indian financial year and amounts in lakh and crore are built in. Other currencies are supported too.
Who can see what?
Access is role-based. Collectors see their own portfolio, managers and owners see the whole book, and you can create custom roles and departments. Every change is kept in the audit trail.
What does it cost?
Creditouch is free during early access. Teams that join now keep partner pricing when paid plans launch. Larger companies can talk to us about an enterprise set-up.
Retire the Monday aging sheet.
Upload your receivables and see today’s call list in minutes. Free during early access.